Medicare Supplement Plan N Coverage
Medicare supplement Plan N is popular because it is the third most comprehensive in its coverage. It is a useful plan for some people because of what it does cover. Plan N covers:
- Medicare Part A deductible and coinsurance
- The first three pints of blood
- Hospice care coinsurance or copayment
- Skilled nursing facility care coinsurance
- Medicare Part B coinsurance
Medicare supplement Plan N does not cover:
- The Medicare part B annual deductible of $183
- Any excess charges above the Medicare approved amount for Medicare part B
Medicare supplement Plan N charges a copayment for some office visits. It also charges a copayment for emergency room visits that do not result in inpatient care.
Choosing Medicare Supplement Plan N
With the lower amount of coverage, many people choose to shy away from Plan N. However, if you are healthy, Plan N could be a great choice for you. The reason to go with a plan with less coverage, is that the premiums are lower. If you can get a monthly premium with Plan N that is significantly lower than Plans F or G, it may make sense for you to go with a little more exposure to costs. The advantage to Plan N is that it still covers the biggest liabilities that you run into with health care, hospitals, hospice, and skilled nursing care.
The only way to know if Medicare supplement Plan N is right for you is to get a set of quotes. If you would like to get a set of free, no hassle quotes it would be our pleasure to provide those for you. Fill out the form on the side of this page or fill out the form, or get a Medicare supplement quote here. One of our specialists will get you the information you desire and answer any questions you may have.