Medicare Part B

Medicare Part B

Medicare Part B is your health insurance coverage. It covers all outpatient medical services considered “medically necessary” or “preventative” by a health care professional. These services include any supplies needed to treat or diagnose your condition. Preventative services are used to prevent or detect any medical issues.

Part B coverage includes:

  • Inpatient and outpatient care
  • Ambulances
  • Partial hospitalization
  • Clinical research
  • Durable Medical Equipment

Medicare Part B Cost

Medicare Part B has a monthly premium and an annual deductible. These fees often change from year to year, but these changes are usually not significant. In 2018, the Part B monthly premium is $134, and the annual deductible is $183.

If you have a Medicare supplement plan, some of these plans will cover the annual deductible of $183.

Medicare Part B Eligibility

Your eligibility for Medicare Part B depends on several factors. For example, this eligibility is affected by whether or not you qualify for premium-free Part A or if you have to pay the premium for Part A.

If you are eligible for premium-free Part A, you are automatically eligible for Part B. If you pay a premium for Part A, you must meet certain criteria to enroll in Part B. These qualifications include:

  • Being 65 or older
  • Being a U.S. Resident & Citizen or lawful alien

Medicare Supplement Plans

While Medicare Part B covers most of the costs associated with your outpatient care, it does not cover all of your costs. To ensure you receive complete coverage, you might want to consider a Medicare supplement plan. These plans can sometimes help cover costs such as your Part B annual deductible, and any copayments or coinsurance you might have.

You can receive a free quote online, or you can feel free to contact us at (800) 310-2550 and we’ll be more than happy to help you.

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