GoodRx and Medicare: Helpful Prescription Drug Discounts

GoodRx and Medicare

When most seniors enroll in Medicare, an important part of the process is enrolling in Medicare Part D. Part D provides the needed prescription drug coverage for any prescribed medications you might be taking. Without this coverage, you would have to pay the full amount of your medications out-of-pocket.

While Part D provides great benefits for prescription drugs, GoodRx is also a great resource for seniors looking for ways to save on their medications. GoodRx claims that individuals who pay more than $12.87 for their Medicare copayment may save more money on their prescription drugs by using this program.


The GoodRx program seeks and finds all available discounts for a prescription drug. This allows its users to save large sums on their medications. For example, in some cases, it’s been reported that individuals have saved more than 80% on their drugs while using GoodRx. They would have had to pay the total amount if it weren’t for the discount.

The cost of prescription drugs often varies from pharmacy to pharmacy because the costs are not regulated. Medicare sometimes covers the differences in costs, but the total amount you pay still depends on location.

Because GoodRx uses all available discounts for the drug that you need, they ensure you pay the lowest cost for your drugs. The company claims that the typical customer will save around $276 a year on their prescription medications with their program.

GoodRx is completely free for all its users.

Medicare and GoodRx

It doesn’t matter if you’re using your Part D benefits or GoodRx; chances are, you will still have to pay a copayment for your medications. When using GoodRx, because they find the lowest available cost for you, the total amount might come out to be less than your usual copayment through Medicare. GoodRx claims that their savings outdo the savings of typical insurance companies 40% of the time. In addition, if you take a drug that your Part D won’t cover, GoodRx may be able to help lower the costs. This also works if you must first pay a high deductible for your medications.

It is important to note that you can use GoodRx while having Medicare, but you can’t combine your Medicare benefits with your GoodRx benefits. In general, you will only use the GoodRx discount if the costs of the medications would amount to be less than your Part D copayment.

Because you can’t combine these two resources, if you choose to use GoodRx, it is important to ask your pharmacist to not run the prescription through Medicare as they would normally do. Doing so would cause issues during processing.

While GoodRx is a great resource, if you choose to use this service instead of going through your Part D benefits, Medicare won’t automatically apply the cost you pay for your medications toward your deductible. However, you can save your receipts and contact Medicare to see if you can submit your receipts to get reimbursed for the medications.

Medicare Part D Copay & GoodRx

GoodRx understands that many of their customers may be Medicare beneficiaries. Because of this, GoodRx provides a simple and easy-to-use tool for Medicare beneficiaries to check their copayment for all of their prescription medications. The tool will allow you to enter the drugs you are taking, select your specific Part D plan, and view the amount you will pay for the drug in all covered states. This chart will also include your deductible, and your typical copayment during, before, and after the Donut Hole.

The tool also shows your potential savings when using GoodRx. It’ll allow you to compare all of these prices and determine if you would rather use your Part D benefits for a specific medication, or GoodRx.

Medicare Part D Coverage

While using GoodRx is a great alternative that might save you money, we still encourage all seniors who take prescription drugs to enroll in a Part D plan. Medicare might provide the best coverage and benefits for your drugs. For more information regarding on how to enroll in Part D, feel free to call one of our licensed and friendly agents at (800) 310-2550.

Compare Your Medicare Supplement Rates Immediately!

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