Retirement Planning Checklist: 4 Things to Do Before Retiring

You’ve worked all your life to prepare for retirement, and it’s finally here. Normally, many people have several questions about the steps you need to complete before you retire. These questions usually relate to the amount of coverage an individual might need, when to apply for Medicare, and when to get Social Security benefits. Thankfully, …

Choosing Between Medicare Advantage and Medicare Supplements

As you reach 65, you’ll learn the many different options regarding Medicare coverage. Everyone’s personal open enrollment date is different. During your personal open enrollment period, you can enroll in Medicare Part A and Medicare Part B. You can also enroll in a Medicare supplement plan to complete your coverage and fill the gaps in …

What is Medical Underwriting & Why Do You Need It for Medigap?

Are you looking for ways to fill the gaps in your Original Medicare coverage? You may be considering a Medicare supplement plan. Gaps that a Medicare supplement plan may cover includes the 20% of costs that Medicare would typically leave the beneficiary to pay. If your personal Medigap Open Enrollment period has passed, then you …

Medicare vs. Medicaid: What’s the Difference?

Many get Medicaid and Medicare confused. This is understandable, as they are both government health care programs. While they have some similarities, it is important to know the difference between the two. Medicare is a federal program. It is available to seniors 65 or older, or certain people with disabilities that qualify them for the …

Does Social Security Disability Insurance (SSDI) Work with Medicare?

Some people with qualifying disabilities can get Medicare before they turn 65. Because most people do not get Medicare until age 65, this is a special circumstance. This extra coverage might be essential if you are eligible for Social Security Disability Insurance (SSDI) benefits. Ultimately, SSDI works with Medicare, and you can receive the coverage …